Can You Cash A Stolen Money Order?

What happens if a money order is never cashed?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount.

But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed..

How secure is a money order?

A money order is a safe and easy alternative to cash or checks. When you need to make or accept payment but cash, check, and electronic transfers don’t fit the bill, a money order is a secure and convenient solution. … A money order is essentially a paper check that can’t bounce because it’s prepaid.

Can I change the name on money order?

No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing.

Is it illegal to cash a blank money order?

If the lost money order was blank, that means anyone can sign and cash it, making it harder for you to ever get that money back. But if it was addressed to someone and a different person cashed it, you may be able to get a refund since the bank didn’t properly verify the identity of the recipient.

Can a money order be traced?

A money order is not a check, and it’s harder to trace one; keep your receipt until you are sure the order has been received and cashed. … This information should always be kept until the purchaser is certain the money order has cleared. Without a receipt, tracing a money order can be difficult or even impossible.

What can you do if you lose a money order receipt?

If you don’t have the receipt, then you’ll have to fill out a money order research request (MORR). Again, mail it to the listed address on the form. In this case, you will have to send a nonrefundable $30 fee with the completed form. This process can take between six and eight weeks to complete.

What happens if a money order is stolen and cashed?

Pick Up Your Refund If your money order was stolen or lost, and not yet cashed when the issuer concludes the investigation process, a refund is issued. The USPS allows for picking up a refund, in the form of a postal money order you can address to yourself and cash immediately, at any post office.

Can you find out who cashed a money order?

How can I find out if it has been cashed? You can find out if your money order has been cashed online by clicking Money Order Status or by calling our automated line at 1-800-542-3590. You will need to enter your money order number and the exact dollar amount of your money order.

How do you cancel a stolen money order?

To cancel a money order, contact the issuer, provide details, attach a copy of the receipt, submit the cancellation form and pay a fee.

Can money order be cashed by someone else?

You can cash or deposit a money order made out to you or that someone else has signed over to you. You don’t need a checking account to cash a money order, but if you were not the original recipient, you’ll need to make sure the money order is properly endorsed.

Are money orders guaranteed?

Unlike a personal check, when you give someone a money order, they know the funds are guaranteed. … Money orders can also be advantageous for people without a bank account. If you have bills or need to make an official payment, money orders offer a secure way to send money without needing to have a bank account.